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JAROSZEWSKI MIKOLAJ

Your Financial Confidence Should Be a Choice, Not an Accident

About company

Personal Accountability and Direct Communication

You don't get a "account manager" — you get direct communication with me, the founder and expert. Your questions are resolved instantly, without endless emails waiting for a response from a "team." All decisions regarding your financial plan are made by me personally, and I take full responsibility for them. Your peace of mind is my direct concern.

A Strategy Based on Your Interests, Not Commissions

I am an independent consultant. This means my recommendations are based solely on what is beneficial for you, not on pressure from partners or sales targets. I do not receive hidden kickbacks for promoting specific products. My goal is singular: your financial security and the achievement of your goals

Deep Dive into Your Unique Situation

I consciously limit the number of clients I take on to allow myself to deeply understand the life circumstances of each family I work with. I don't use a one-size-fits-all template. I meticulously study your goals, habits, and values to create a truly bespoke plan that will work specifically for you in the long term.

How much can you earn in 10 years?

Tax Reduction€50,000 - €150,000+
Savings on Wealth Tax (IFI), Income Tax (impôt sur le revenu), and inheritance taxes through the use of tax-efficient instruments (Assurance Vie, PER, donations).

Investment Cost Optimization€15,000 - €30,000+Replacing expensive funds with high fees with efficient ETFs and institutional solutions with low costs.

mproved Investment Returns€75,000 - €200,000+A well-diversified portfolio yielding just 1.5-3% more annually than the market average makes a huge difference over the long term due to compound interest.

Asset ProtectionPriceless
Avoiding one-time losses from poor decisions, lawsuits, or inadequate insurance.



Sevices

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Basic Inheritance Planning: Start Package

Basic Inheritance Planning: Start Package

€149,00
€149,00
Expat Financial Consultation: Start Package

Expat Financial Consultation: Start Package

€139,00
€139,00
Family Protection via Insurance: Start Package

Family Protection via Insurance: Start Package

€69,95
€69,95
Financial Health Check-Up: Start Package

Financial Health Check-Up: Start Package

€99,00
€99,00
Loan Portfolio Optimization: Start Package

Loan Portfolio Optimization: Start Package

€79,00
€79,00
Personal Savings Strategy: Start Package

Personal Savings Strategy: Start Package

€99,00
€99,00
Retirement Plan Setup: Start Package

Retirement Plan Setup: Start Package

€89,00
€89,00
SCI Creation Consultation: Start Package

SCI Creation Consultation: Start Package

€179,00
€179,00

How to Save Money in 2025: 5 Actionable Strategies Beyond Generic Advice

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Frequently asked questions

How much does it cost, and why should I pay you if the bank offers free advice?

There is no such thing as free advice. At the bank, you pay hidden costs — through inflated product fees and suboptimal terms that the advisor offers you, as they are obligated to sell their bank's products.I work for a direct, agreed-upon fee.My goal is to save you more on taxes and fees and earn you more on investmentsthan the amount of my fee.My services are not an expense but an investment that pays for itself many times over. Transparency is my key advantage

Do you guarantee that I will make money?

No, and if someone guarantees you returns — run. It is illegal and a sign of fraud.I guarantee you an expert approach, not a specific result.I guarantee that your finances will be structured optimally: with minimal taxes, low fees, and a thoughtful strategy aligned with your goals and risk tolerance. This significantly increases your chances of success compared to going it alone or following bank advice.

Why should I trust you specifically? You don't have a fund manager's license.

My strength lies precisely in the fact that I amnot a manager.I am your personal strategist. Managers take your money and do what they want with it.You retain full control over all your assets.All accounts remain in your name, all decisions are yours. My task is to provide you with a personal plan and the knowledge to make the right decisions. I earn your trust not with a license, but with expertise, transparency, and the results I deliver to my clients.

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